IMPORTANT 2026 Medicare Advantage Plan Changes

October 28, 2025
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Most Medicare Advantage Plans (Medicare “Part C”) in Vermont are ending on December 31, 2025.

For 2026, most Vermonters on Medicare Advantage Plans will return to Original Medicare (Parts A & B) and will need to enroll separately in a Part D plan for drug coverage.

You will receive a notice from your current Medicare Advantage Plan company that will explain your options. It appears you will be automatically switched back to Original Medicare (Part A and B) but will need to enroll in a Part D plan for drug coverage. If you are unsure if you will be automatically switched back to Original Medicare, call your current Medicare Advantage Plan, or call Medicare at 1-800-633-4227 or the State Health Assistance Program at 1-800-642-5119.

Medicare Part B

In 2026, the Medicare Part B premium is projected to be $206.50 per month. If you were on a Medicare Advantage Plan in 2025, you were paying this as part of your monthly premium.

Medicare Part D

Take action to sign up for a Part D prescription plan during the annual open enrollment period by December 7, 2025.

  • If you are losing your Medicare Advantage Plan and you don’t sign up by December 7, you can still sign up before December 31 to get a January 1 start date for your prescription coverage.
  • Signing up after December 31 will result in a gap in prescription coverage.
  • For those losing their Medicare Advantage plan, the last day to sign up for a Part D plan through your Special Enrollment Period is February 28, 2026. That is why signing up before December 7th will prevent a gap in drug coverage
  • Visit https://www.medicare.gov/plan-compare/#/?year=2026&lang=en to see plan options for 2026